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    iPhone 5s purchased from Apple is not unlocked

      I ordered the T-Mobile version of the iPhone 5s from Apple and paid the full price.  In checking with Apple to make sure the phone was unlocked they stated that I would have to go to T-Mobile to do that.  Why?  I'm paying full price to Apple, T-Mobile is not involved in the purchase, why do have to contact T-Mobile to unlock the phone?  I'm planning on using the phone with the $30/mo unlimited data, text and 100 minutes of talk plan.  I already have a T-Mobile sim card that I can activate for this plan.  Do I have to have the phone unlocked before I can activate the phone with the sim card I purchased? 

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