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It's to deter people from buying phones at full price , requesting unlock codes and never having to use the
phones on the Tmobile network. Such as tourist who want to buy phones in the USA since they're cheaper
or someone from AT&T who wants an iPhone when they first come out
but they're back ordered on AT&T but not on Tmobile.
The 40 days require that gets at least 2 months of usage/payment on their network.
And in my case I have a Pay As You Go $3 a month plan. On Dec 30, 2017 I purchased a T-Mobile LG Stylo 3 Plus for $278 that included the nano SIM card. I have to wait a year before I can have my phone unlocked. I knew the policy when I bought the phone. I did my homework before I left AT&T after 14 years.
We appreciate the feedback. I can't say the policy will change, but I can let our internal folks know about your thoughts on the 40 day requirement. Thanks.