All replies
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Re: So JOD and regular Jump down payment same
tidbits Feb 25, 2018 2:19 PM (in response to lumion)- Member Since: Jul 15, 2011
yes and no.
JOD depends on your "credit score" and it's broken down to 18 months how much you pay with the last 6 months where you can opt out or buy the device outright, and switch devices without paying 50% or only jumping twice during a rolling year.
For example I am on JOD and my credit score is excellent. I put 0 down on almost everything(some high value devices down payment no matter what).
Also JOD doesn't have a payment to enroll in so that's at least $60 a year saved compared to being on any Jump(1 or 2). Jump does have insurance though and JOD does not.
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Re: So JOD and regular Jump down payment same
lumion Feb 25, 2018 2:19 PM (in response to tidbits)- Member Since: Feb 25, 2018
How would one know one credit score with tmobile ?
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Re: So JOD and regular Jump down payment same
tidbits Feb 25, 2018 2:48 PM (in response to lumion)- Member Since: Jul 15, 2011
From my understanding if you've been on T-Mobile for at least 3 years and never been delinquent then you are the highest tier. A call to a rep or in store should be able to tell you.
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Re: So JOD and regular Jump down payment same
lumion Feb 25, 2018 3:00 PM (in response to tidbits)- Member Since: Feb 25, 2018
I did a chat online via support staff.
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Re: So JOD and regular Jump down payment same
tidbits Feb 25, 2018 3:16 PM (in response to lumion)- Member Since: Jul 15, 2011
lumion wrote:
I did a chat online via support staff.
Did they check to see if you need to put down a down payment?
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Re: So JOD and regular Jump down payment same
tidbits Feb 25, 2018 3:18 PM (in response to tidbits)- Member Since: Jul 15, 2011
Also if you are on Jump and thinking about switching to Jump On Demand you need to pay off 50% of the device to do last I remember. That may have the cost the exact same and makes it look like you are making a down payment. If you are just going straight JoD if you owe money on a device and try to do another one there is a maximum amount you can "borrow" which will make people have down payments.
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Re: So JOD and regular Jump down payment same
lumion Feb 25, 2018 4:08 PM (in response to tidbits)- Member Since: Feb 25, 2018
My current phone is on a jump plan but it has already been paid more then 50%. I just talked to another online chat agent , so this time I was told I had 0$ down payment for iPhone x. Now question is , can I turn in my current phone which is on a regular jump plan and has been paid more then 50% and still not pay anything by going straight too JOD.
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Re: So JOD and regular Jump down payment same
tidbits Feb 25, 2018 4:28 PM (in response to lumion)- Member Since: Jul 15, 2011
Yes that's how it is supposed to work
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Re: So JOD and regular Jump down payment same
tidbits Feb 25, 2018 4:29 PM (in response to tidbits)- Member Since: Jul 15, 2011
Of course the last time I did just that was when they first introduced JoD.
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Re: So JOD and regular Jump down payment same
lumion Feb 25, 2018 4:34 PM (in response to tidbits)- Member Since: Feb 25, 2018
I truly hope that I can do that. The online chat agent told me I would have two options.
Option 1: pay off the current remaining balance on the current jump phone
Option 2: continue to make installments on the current phone + also have installments on the new JOD phone.
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Re: So JOD and regular Jump down payment same
tidbits Feb 25, 2018 5:29 PM (in response to lumion)- Member Since: Jul 15, 2011
1 of 1 people found this helpfullumion wrote:
I truly hope that I can do that. The online chat agent told me I would have two options.
Option 1: pay off the current remaining balance on the current jump phone
Option 2: continue to make installments on the current phone + also have installments on the new JOD phone.
You can always jump do a cheaper device like the Revvl and drop Jump and also get a JoD device.
You can also try and sell the device for what you owe on the device and then start a JoD.
T-Mobile did change how to switch to JoD. They probably lost a lot of money. Unlike popular belief carriers don't make money off devices.
If you're currently on an Equipment Installment Plan (EIP)
If you want to trade in your current device and you’re currently making EIP payments on it, you can still make the switch to JUMP! On Demand. To do so, we’ll first need to see how much of a trade-in credit you’ll get for your device. If there’s a balance still owed after the credit is applied, just pay off the remainder before signing up for JUMP! On Demand.
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Re: So JOD and regular Jump down payment same
tmo_marissa Feb 27, 2018 5:24 AM (in response to lumion)- Member Since: Sep 7, 2016
Hey, lumion! I know tidbits has been super helpful here, but I wanted to check in and make sure you didn't have any additional questions. To sum up; the required down payment amounts for EIP and JOD vary based on the individual account, and more often than not, they're the same regardless of the program you're using to upgrade. To switch from regular JUMP! (an EIP) to a JOD lease, the options that were explained to you are accurate as far as I know -- the only potential impact I can see is that if you leave the EIP open, it does use some of the equipment credit limit for your line, so there may not be as much equipment credit available for a new financing agreement (which might ultimately require a higher down payment). The other benefit of opting to pay off the remaining EIP balance, aside from just clearing out the equipment credit balance, is the potential to trade your existing device in once it's owned outright!
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Re: So JOD and regular Jump down payment same
lumion Mar 6, 2018 12:42 PM (in response to lumion)- Member Since: Feb 25, 2018
Just a quick update.
went to T-Mobile store and upgraded to jod on my line. Kept previously phone which is still on epi payments. Got the iPhone X for 0 down and 0 tax
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Re: So JOD and regular Jump down payment same
gotto Mar 6, 2018 12:46 PM (in response to lumion)- Member Since: Mar 14, 2017
you'll be paying the taxes with your monthly payment on the phone. i hope they told you that!!!
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Re: So JOD and regular Jump down payment same
lumion Mar 6, 2018 7:27 PM (in response to gotto)- Member Since: Feb 25, 2018
They told me it was like 42$ a month so I’m sure the taxes were included already on that
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Re: So JOD and regular Jump down payment same
gotto Mar 7, 2018 6:38 AM (in response to lumion)- Member Since: Mar 14, 2017
i was paying 34.00 a month for mine taxes included
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Re: So JOD and regular Jump down payment same
tidbits Mar 7, 2018 8:58 AM (in response to gotto)- Member Since: Jul 15, 2011
gotto wrote:
i was paying 34.00 a month for mine taxes included
I didn't pay taxes just a month ago. Did you order it online or in store?
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Re: So JOD and regular Jump down payment same
gotto Mar 7, 2018 9:44 AM (in response to lumion)- Member Since: Mar 14, 2017
i got mine online when the rep told me i could get two iphone 8+ for free no down payment and no tax though he did say i would pay taxes in my monthly bill on the phones
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Re: So JOD and regular Jump down payment same
tidbits Mar 7, 2018 9:53 AM (in response to gotto)- Member Since: Jul 15, 2011
gotto wrote:
i got mine online when the rep told me i could get two iphone 8+ for free no down payment and no tax though he did say i would pay taxes in my monthly bill on the phones
That $38 is more than likely shipping and their "service charge" and not the tax. it's $20 for the service charge and $18 for overnight shipping.