Payment arrangements and what phone reps can do with them?


    I have been a customer for more than 10 years. I had scheduled a payment arrangement at the beginning of the month to pay $305.23 on the 10th and 24th of October. The 10th payment went through without issue. I ran into some car troubles so I called in on the 22nd requesting to cancel the 24th payment and instead pay on the 31st, and was told by 2 reps that this was possible and had been completed. I awoke on the 24th to my account being overdrawn, the payment hadn't been canceled and went through anyway. I am now looking at 6 overdraft charges that my bank won't waive because I had trusted t-mobile to do their job. I spent 4 hours on the phone between the 24th and the 25th attempting to get someone to work with me on at least covering the overdraft charges, but I was just told over and over again that "we can't cancel payment arrangements" which doesn't help me. I made no mistakes and did the right thing by trying to work with t-mobile, and when they mess my account up I am left to pick up the overdraft charges with no assistance. If T-Mobile reps cannot cancel payment arrangements, why did 2 of them tell me they can do it? If they had simply told me "no we can't do that sir" I could have tried to make sure my account had enough money in it.


    My question is, why am I getting so many different answers when I can customer service about payment arrangements? I seem to get different answers on that every time I call..

      All replies

      • tmo_marissa

        Yikes, magenta2996096, that's an awful spot to be in. I hope your car's back to running smoothly! I know it's tough for our family to have cash on hand for those kind of unexpected expenses, so I can definitely identify with the situation you found yourself in.

        To answer your direct question, the set of representatives you spoke with more recently are correct. We offer these extensions to give customers assistance when they need a little extra time to pay a balance, but once we've Payment arrangement, it can't be changed or deleted. Though there might be an exception opportunity within 24 hours of the arrangement's initial creation if there's been a mistake (because our fingers all slip on the keyboard sometimes), if we advised otherwise during your calls in on the 22nd, we dropped the ball.


        There should be account memos in our system that show a record of the conversations we had on the 22nd. A team with account access can review those notes, because we definitely want to try to make this right. Mixed messages and alternating replies are not the experience we want for our customers at any time, but especially not in a situation like this.


        While we can't take a look at the account history here, if online communication is a good format for you, I would recommend reaching out to our T-Force team. They offer support via Twitter and Facebook, and in those channels we have a secure method to verify your account and can look at the notes and see what went wrong. You can copy and paste the link to this post an DM to @tmobilehelp or after clicking the "Message" button on the T-Mobile Facebook page (links to each of these are in my badge below if you're online), that way you won't have to repeat yourself and we can see how serious this is. I'm sorry to read that your previous experiences reaching out for help with this have left you feeling unassisted -- on top of everything else that's going on, that's awful. I hope you'll give us another chance to help!


        - Marissa


            I had fraud on my card and the payment arrangement payment did not go thru your rep told me to call when. Acct is suspended to set up new arrangement but I do not have the full amount please advise I just neeD until the 26th which was when I wanted to pay everything in full the rep could not help me

              • tmo_marissa

                Hey there! I'm so sorry for the delay in reply here -- and for the miscommunication you're describing! Our Support Community isn't a secure platform for individual customer account access -- I'm definitely hoping that this has been resolved by now, but if not, please Contact Us right away so that we can see what's going on here!
                I'm going to go ahead and lock this thread going forward, as it seems to be one where we've got a few folks posting even though it's marked complete. We want your issues to be seen and for Community members to respond with advice as quickly as possible, and on a closed thread, the Community doesn't have that opportunity. If anyone happens across this post and has a similar question, please create a new discussion! Thank you.

            • nelfar212

              So the General call center reps you spoke with are correct the terms of payment arraignments cannot changed or deleted once made, however, an I'll confirm with my wife; Financial care maybe able to help, I'll speak with her in the morning as she generally deal with them with regards to our account