Gear S3 Classic - Samsung Pay Screen lock - usage Payments ONLY


    I have a new Gear S3 Classic, with Samsung Pay installed which requires you have screen lock setup.  But I want to require a PIN only if I make a payment and not lock the screen for anything else.  Unfortunately in the Gear Lock usage options - PAYMENT is grayed out.  I can't select it, even though it is an option.  The settings right now is SCREEN and PAYMENTS.  In other forums this option is selectable.   Anyone have this problem?  My software version is R770XXU2BQC5.

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