Credit limit is based on score and report. The number of lines approved is different than the models of phones you choose. The buyout promo is covering the lines under att contract or device payment balances on att. So based on credit you have options within that limit as to the phones you opt for based on price.
Hey there, sbrown94. I'm sorry to read about this experience. snn_555 is correct in the likely explanation here - when you're viewing our site without a T-Mobile account, all pricing estimates shown default to "Well-Qualified". Sometimes, when we run a potential customer's information during prospective start of service, the information our systems return dictates a different pricing structure. I know this is never a fun or easy conversation to have, and for a lot of people, it's a disappointment. It's a bummer to think that you started your day excited to switch to T-Mobile and wound up walking away without completing that plan.
We would still love to have your business, but I understand that's tough if you're still on the hook for your devices with your current carrier and are in a position where purchasing new equipment with us is not affordable. If the balance you still owe on your existing AT&T equipment is lower than the start-up costs to switch, then perhaps you could buy yourself out of your current situation and unlock your equipment to bring with you to T-Mobile? If you do decide to move forward with the switch, but bringing your own equipment or maybe sacrificing the flagship phone route for now, I can definitely tell you that you won't have a high down payment forever. We implemented a program called Smartphone Equality after hearing a lot of feedback like this - so if you switch and make twelve consecutive payments early or on time, your standing will be bumped to "Well-Qualified" on the thirteenth month. Even though we can't override this system at the beginning of our relationship with a new customer, we will definitely take your history *as* our customer into account through this program if you choose to join.