All replies
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Re: Jump Customer
smplyunprdctble Sep 12, 2016 12:00 PM (in response to wtootle228)- Member Since: Jul 15, 2011
T-Mobile only pulls your credit when you sign up as a postpaid customer (with no T-Mobile prepaid history*).
So, when you sign up with JUMP, your credit is pulled.
When you decide to upgrade through JUMP, your credit is not pulled again. They use your last known information and history with T-Mobile. Your down payments go down after a year of on time payments. So, on the front side, there's no benefit for low credit folks, but after a year, you're treated the same as high credit folks, provided you pay on time.
* If you have a year of on time payments with T-Mobile Prepaid, you're supposed to be able to get a postpaid account with the "zero down" down payments. I put "zero down" in quotes because the higher end devices still have down payments.
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Re: Jump Customer
tmo_mike_c Sep 18, 2016 12:55 PM (in response to wtootle228)- Member Since: Jun 25, 2012
Hey there!
Just wanted to check in to to see if you needed any more clarification. Keep us posted if you need help.
Thanks!
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Re: Jump Customer
wtootle228 Sep 25, 2016 5:52 PM (in response to wtootle228)- Member Since: Dec 31, 2015
Does this automatically happen or do I need to call in and set this up?
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Re: Jump Customer
tmo_mike_c Sep 26, 2016 3:37 PM (in response to wtootle228)- Member Since: Jun 25, 2012
Are you wanting to set up JUMP on your account?
If so, you can do it by phone or when you're in a retail store when you upgrade.